💳 Payment Terms & Transaction Policy

📝 Introduction

At Shopovia, we follow internationally recognized payment practices aligned with Pakistan’s export trade regulations. Our payment structure ensures secure transactions, production commitment, and transparent financial coordination between global buyers and verified Pakistani manufacturers.

💰 Accepted Payment Methods

1️⃣ Bank Wire Transfer (TT) — Primary Method

This is the most common and secure payment method used in Pakistan export trade.

Payments are made directly to our official company bank account.

Used for:

• Bulk production orders

• Private label manufacturing

• Container shipments

2️⃣ Letter of Credit (LC) — Large Orders

Accepted for high-value shipments subject to order volume and banking terms.

LC transactions are processed through authorized commercial banks in Pakistan.

Available options:

• LC at Sight

• Usance LC (case dependent)

3️⃣ Western Union / MoneyGram — Samples Only

Accepted for:

• Product samples

• Development orders

• Small trial consignments

Not used for bulk shipments.

📊 Standard Payment Structure

Typical Pakistan export payment schedule:

Advance Payment:
30% – 50% deposit to start production

Balance Payment:
50% – 70% before shipment dispatch

Shipment documents are released after balance clearance.

🧪 Sample Order Payments

Sample orders require 100% advance payment covering:

• Product cost

• Packaging

• Courier shipping (DHL / FedEx / UPS)

Sample cost may be adjusted in bulk orders.

🏭 Production Commitment Policy

Production begins only after advance payment receipt.

Advance secures:

• Raw material procurement

• Manufacturing allocation

• Labor scheduling

• Packaging preparation

🏦 Banking & Currency Terms

Payments are accepted in major international currencies:

• USD — US Dollar

• EUR — Euro

• GBP — British Pound

All payments are processed via regulated Pakistani export bank accounts.

🔒 Payment Security Assurance

To ensure transaction safety:

• Payments accepted only to official company accounts

• Proforma Invoice issued before payment

• Bank receipts shared

• Payment confirmation provided

🚢 Payment Against Documents (Case Basis)

For approved bulk buyers:

• LC at Sight

• Cash Against Documents (CAD)

Subject to order volume and trade history.

⚖️ Refund & Dispute Handling

Refunds or adjustments are handled under agreed buyer protection and dispute resolution policies in case of verified discrepancies.

📩 Payment Assistance

For bank details or invoice issuance, contact:

Email: info@shopoviallc.com
WhatsApp: +92-304-4361520